Monday, September 30, 2019

Compare and Contrast: Cinema or Movies at Home Essay

The average American spends about $2,000 a year on entertainment. Many people can conclude that watching a movie in a cinema is very memorable and interesting. Although a cinema doesn’t compare to the privileges you have at home. Then again your home cannot provide you with a huge screen and a big volume. Being at a cinema has its benefits but watching a movie at home easier and inexpensive. In a cinema you get to watch the movie on a huge screen with a comfort volume surround sound system. The graphics are way better than your small box television. When you go to the movies you must be on time. You also have to be courteous to others around you and respectful otherwise you could get thrown out. At the movies you do not have a remote to pause in case you need to go to the restroom or ask what is happening in the movie itself. At the movies you do not get to recline in a comfy chair. You must sit properly and make sure you don’t bother others around you. At the movies you have to whisper if you need to talk. Then when there is a terrifying part you are strained from screaming or you’re at the hilarious part in the whole movie and you have to stifle your laughter. Being in a cinema there are many rules you must go by while at home you may have some rules but not as strict. Then if you don’t like the movie at all it was a waste of time and money plus no refund. There are many disadvantages when going to the movies even with the few pros the cons overpower. Now when you go to the movies you get to choose your time to start the movie. There is no limit as to when you must be in a chair watching the movie. Plus you can skip all the boring previews and get straight with the movie. Then you can add subtitles if you would like where at the movies you don’t have that choice. You get to recline in your personal sofa and you can wear your pajamas! You don’t need to dress like you would if you were in public you can be comfortable in your own home. This also gives you a sense of security and ease. Then this creates a bond with you and whoever you decide to watch the movie with. You could also watch previous movies prior to the new movie you want to watch. You have your own personal marathon with friends and family. The relationship between you and your friends or family builds and is good in the future. Plus at home you can invite anyone you want free of charge and you don’t have to worry if someone will have the money or not. You don’t have to waste so much money on buttered popcorn that is cheaper by the box and you get more than you would in a large bag at the cinema. Then if you feel that you need to go to the bathroom you have a remote to pause the movie. You get to watch the whole movie and you don’t even miss a single part. Also in case you get lost throughout the scenes you can pause and ask those you are watching the movie with what is happening. Then fast forwarding and rewinding are also an option you can do at your home. In addition you do not have to worry about others ruining the movie experience for you. You do not have to refrain from screaming, laughing, crying, sighing, est. during the movie.

Sunday, September 29, 2019

Best Online Trading Account- Width and Cost Analysis

| | |[pic] | | |BEST ONLINE TRADING ACCOUNT | | | |WIDTH AND COST ANALYSIS | | WEALTH AND INVESTMENT MANAGEMENT : (MGT-216) Submitted to: Dr. Shweta Anand By: HukumSingh Devendar Gautam Naveen Kumar Vijay Singh Vikash Chaudhary Yashpal SCHOOL OF MANAGEMENT GAUTAM BUDDHA UNIVERSITY GREATER NOIDA CONTENTS TOPIC 1. Executive Summary 2. Introduction Background of Stock Exchange in India 3. Theory of Share Market 4. Major Players 5. Methodology of Study 6. Objectives of Study 7. Comparative Study of Online trading portals 8. Conclusion 9. Reference EXECUTIVE SUMMARY This project as a whole can be divided into two parts. ? First part gives an insight about online trading and Dematerialization account. What is share trading and how buying and selling takes place. For trading, it is mandatory for us to have a demat or dematerialization account. How to open a demat account and what all documents are required was part of our study. Various terms used in share market such as bears and bulls, intraday, delivery, settlement, index, etc. ? The second part of project represents the major players of India and a small comparative analysis has been done on their basis of services given by these different online trading portals with their brokerage rates, annual maintenance charges, account opening charges and customer base. INTRODUCTION Background of Stock Exchange of India The emergence of stock market can be traced back to 1830. In Bombay, business passed in the shares of banks like the commercial bank, the chartered mercantile bank, the chartered bank, the oriental bank and the old bank of Bombay and shares of cotton presses. In Calcutta, Englishman reported the quotations of 4%, 5%, and 6% loans of East India Company as well as the shares of the bank of Bengal in 1836. This list was a further broadened in 1839 when the Calcutta newspaper printed the quotations of banks like union bank and Agra bank. It also quoted the prices of business ventures like the Bengal bonded warehouse, the Docking Company and the storm tug company. Between 1840 and 1850, only half a dozen brokers existed for the limited business. But during the share mania of 1860-65, the number of brokers increased considerably. By 1860, the number of brokers was about 60 and during the exciting period of the American Civil war, their number increased to about 200 to 250. The end of American Civil war brought disillusionment and many failures and the brokers decreased in number and prosperity. It was in those troublesome times between 1868 and 1875 that brokers organized an informal association and finally as recited in the Indenture constituting the â€Å"Articles of Association of the Exchange†. On or about 9th day of July,1875, a few native brokers doing brokerage business in shares and stocks resolved upon forming in Bombay an association for protecting the character, status and interest of native share and stock brokers and providing a hall or building for the use of the members of such association. As a meeting held in the broker’ Hall on the 5th day of February, 1887, it was resolved to execute a formal deal of association and to constitute the first managing committee and to appoint the first trustees. Accordingly, the Articles of Association of the Exchange and the Stock Exchange was formally established in Bombay on 3rd day of December, 1887. The Association is now known as â€Å"The Stock Exchange†. The entrance fee for new member was Re. 1 and there were 318 members on the list, when the exchange was constituted. The numbers of members increased to 333 in 1896, 362 in 1916and 478 in 1920 and the entrance fee was raised to Rs. 5 in 1877, Rs. 1000 in 1896, Rs. 2500 in 1916 and Rs. 48,000 in 1920. At present there are 23 recognized stock exchanges with about 6000 stock brokers. Organization structure of stock exchange varies. 14 stock exchanges are organized as public limited companies, 6 as companies limited by guarantee and 3 are non-profit voluntary organization. Of the total of 23, only 9 stock exchanges have been permanent recognition. Others have to seek recognition on annual basis. These exchange do not work of its own, rather, these are run by some persons and with the help of some persons and institution. All these are down as functionaries on stock exchange. These are 1. Stockbrokers 2. sub-broker 3. market makers 4. Portfolio consultants etc 1. ) Stockbrokers Stock brokers are the members of stock exchanges. These are the persons who buy, sell or deal in securities. A certificate of registration from SEBI is mandatory to act as a broker. SEBI can impose certain conditions while granting the certificate of registrations. It is obligatory for the person to abide by the rules, regulations and the buy-law. Stock brokers are commission broker, floor broker, arbitrageur etc. Detail of registered brokers |Total no. of registered brokers as on 31. 03. 2008 |Total no. of sub-brokers as on 31. 03. 008 | |9000 |24,000 | 2. ) Sub-broker A sub-broker acts as agent of stock broker. He is not a member of a stock exchange. He assists the investors in buying, selling or dealing in securities through stockbroker. The broker and sub-broker should enter into an agreement in which obligations of both should be specified. Sub-broker must be registered SEBI for a dealing in securities. For getting registered with SEBI , he must fulfill certain rules and regulation. 3. ) Market Makers Market maker is a designated specialist in the specified securities. They make both bid and offer at the same time. A market maker has to abide by bye-laws, rules regulations of the concerned stock exchange. He is exempt from the margin requirements. As per the listing requirements, a company where the paid-up capital is Rs. 3 crore but not more than Rs. 5 crore and having a commercial operation for less than 2 years should appoint a market maker at the time of issue of securities. 4. ) Portfolio consultants A combination of securities such as stocks, bonds and money market instruments is collectively called as portfolio. Whereas the portfolio consultants are the persons, firms or companies who advise, direct or undertake the management or administration of securities or funds on behalf of their clients. THEORY OF SHARE MARKET Stock Exchange: A common platform where buyers and sellers come together to transact in shares and stocks. Electronic Trading: Eliminates the need for physical trading floors. Brokers can trade from their offices using fully automated screen based processes. Their workstations are connected to a stock exchange’s central computer via satellite using Very Small Aperture Terminus (VSATs). The orders placed by the brokers reach the exchange’s central computer and are matched electronically. Stock Exchanges in India: The stock exchange Mumbai (BSE) and National Stock Exchange (NSE) are the country’s two leading stock exchanges. There are 20 other regional stock exchanges connected via Interconnected Stock exchange (ICSE). Index: An Index is a comprehensive measure of market trends intended for investors who are concerned with general stock market price movements. An index comprises stocks that have large liquidity and market capitalization. At NSE, the capitalization of NIFTY (fifty selected stocks) is takes as a base capitalization, with the value set at 1000. Similarly BSE sensitivity index consists of 30 stocks. The index value compares the day’s market capitalization vis-a-vis base capitalization and indicates how prices in general have move over a period of time. Stock: In financial market, stock refers to the supply of money that a company has raised. This supply comes from the people who have given the company money in hope that the company will make their money grow. Bears and Bulls: Bears are cautious animals who don’t like to move too fast. Bulls are bold who might charge right ahead. An investor is said to be bearish if he or she believes that the stock market will go down. A bearish investor will buy the stock cautiously. A â€Å"Bullish† investor believes that the market will go up. He or she will charge ahead and put more money into the market. An investor can be bearish or bullish about a particular kind of stock. Likewise the term â€Å"Bear Market† describes the time the stock prices have been falling on the whole. A â€Å"Bull Market† is a period when stock prices are generally rising. Dematerialization: What is a Demat? Demat is commonly used abbreviation of Dematerialsation, which is a process whereby securities like shares and debentures are converted from material (paper documents) into electronic data and stored into computers of an Electronic Depository. Requirements to Open a Demat Account: 1) PAN Card 2) Cancelled Cheque 3) Address Proof 4) Photo ID Proof trading: It is defined as a function when an investor buys or sells in the market. BUYING: 1. An investor gets order executed and makes payment to the broker. 2. Investor instructs his Depository Participant to expect credit on settlement day. Broker instructs his DP to debit his Clearing Member account on settlement day. 3. Before settlement day Broker makes payment to clearinghouse through Clearing Bank. 4. On settlement day clearing house releases shares to broker’s Clearing Member account which is then transferred to investors account through NSDL (National Securities Depository Limited). Investor gets credit in his account. Selling: 1. An investor gets order executed. 2. Investor instructs his Depository Participant to debit his account with immediate effect. The shares move from investors account to Brokers Clearing Member account via NSDL. A Broker clearing member accounts is credited. 3. Before settlement day broker transfers shares from his clearing member account to Clearinghouse via NSDL. His account is debited. 4. On settlement day Broker receives payment from clearing house which he passes on to the investor. Intraday Based Trading: Day trading refers to the practice of buying and selling financial instruments within the same trading day such that all positions will usually (not necessarily always) be closed before the market close of the trading day. This is the opposite of After-hours trading. Traders that participate in day trading are called day traders. Delivery Based Trading: Delivery based trading involves buying shares on a market day, holding them and selling them only after receiving the delivery of those shares in demat account. ONLINE SHARE TRADING: Online Trading involves investment activity which takes place over the internet and it does not require physical inclusion of broker. An investor has to register with an online trading portal like Sharekhan. com, India Infoline. om and many companies like that and investor gets into an agreement with the firm to trade in different securities according to terms and conditions in the agreement. As the servers of the online portal are connected all the time to the stock exchange and designated banks the order processing is done in real time and the investors can also have updates on trading. They can also check the status of their order either through e-mails or through interf ace that it cannot be accessed by the third party. Some options are usually given to the users such as to link their bank account, Demat accounts and Brokerage account into a single interface. A single window is there for all exchanges and a single screen is there for the complete order routing mechanism. There are two broad models in play in the online brokerage space- 1) Bank-backed firms 2) Entrepreneur- floated firms Bank-backed firms: Bank-backed firms such as ICICIdirect. com and HDFC Securities have expanded on the basis of their brand name and trust of investors in them. The integrated 3-in-1 account offered by these companies help their parent bank by giving it accounts along with float income. Entrepreneurship-floated firms: Companies like India Infoline, Sharekhan, IndiaBulls, Religare and Karvy have expanded by offering the customers a mix of online and offline accounts, higher margin finance amount and lower brokerage rates. Advantages of Online Trading: 1) Provides with the freedom of information Through internet an investor can – ? Know the price of any stock he desires at any point of time on the internet. ? An investor can review the price history of any stock in the chart format online. ? The investor can follow in depth the events happening in the market. ? Consult with other online investors in any part of the world. Conduct extensive financial research of any company he desires. 2) Ensures the best price for the investors. 3) Provides instant trade execution 4) Provides level playing field. 5) Keeps information secure. 6) Instant order trade confirmation. 7) Consult on line help desk for queries. Disadvantages of Online Trading: 1) Brokerage is high as compared to off line 2) Privacy ca n be less due to hacking scandals. 3) Transactional errors due to technical problems. MAJOR PLAYERS OF INDIA The following are the major players: ? A. G. Shares & Securities ? India Bulls ? India Infoline ? Karvy Share khan ? ICICIDirect ? Motilal oswal Secureties ? Religare ? HDFC Securities ? Reliance Money A. G. SHARES & SECURITIES: A. G. Shares & Securities Ltd. (AGSSL)-(Sister Concern of India Casting Company) – a saga of success. Form a modest beginning in 1995 the Company has grown by leaps and bounds under the stewardship of Mr. Ajay Kumar Agarwal (Managing Director). AGSSL is an one stop shop providing gamut of financial services which include on line trading in NSE & Depository Services and Dematerialization of eligible securities, disbursement of corporate action benefits viz. non –cash benefits to the beneficial owner, settlement of securities traded on exchanges, pledging and hypothecation of eligible securities, stock lending and borrowings. Their sister concern namely â€Å" Seema Securities Pvt Ltd. â€Å" a member of BSE is providing various exclusive financial services related to BSE like on-line trading sale and purchase of Debenture, Shares, Warrants, sale and purchase of Shares. The other sister concern GKSSL having membership of NCDEX is also giving extra opportunity of clients to trade in most valuable exchanges. Products & Services: ? Broking with NSE in Cash Market Broking with BSE in Cash Market ? Dealing in Derivative trading in NSE & BSE ? NSDL Service ? CDSL Service ? Cash on sale ? Update services ? NCDEX Service ? MCX service INDIABULLS SECURITIES LIMITED Indiabulls Securities Limited was incorporated as GPF Securities Private Limited on June 9, 1995. The name of the company was changed to Orbis Securities Private Limited on December 15, 1995 to change the profile of the company and subsequently due to the conversion of the company into a public limited company; the name was further changed to Orbis Securities Lim ited on January 5, 2004. The name of the company was again changed to Indiabulls Securities Limited on February 16, 2004 so as to capitalize on the brand image of the term â€Å"Indiabulls† in the company name. ISL is a corporate member of capital market & derivative segment of The National Stock Exchange of India Ltd. At present, ISL accounts for approximately 3% of the total daily turnover of the Exchange with 32,359 client relationships and 70 branches spread across the country as of April 30, 2004. Products Offered by Indiabulls: ? Equity & Debt Stock Broking ? Insurance ? Commodity trading ? Depository Services ? Derivatives Broking Services Equity Research Services ? Mutual Fund Distribution ? IPO Distribution Type of Account Indiabulls Equity Trading Account Indiabulls Equity Trading Account is standard Online trading account from India bulls and along with online trading it also provides priority telephone access that gives you direct access to your Relationship Manager and full access to â₠¬ËœIndiabulls Equity Analysis'. Application Trading Terminal(Need Installation) Power Indiabulls Power Indiabulls trading terminal is the most advanced new generation trading platform with great speed. This trading terminal is built in JAVA. Power Indiabulls is extremely reach in features including Live Streaming Quotes, Fast Order Entry and execution, Tic by Tic Live Charts, Technical Analysis, Live News and Alerts, Extensive Reports for Real-time Accounting. Brokerage and fees : 1. Account opening fees : Rs 1200/- (One time non-refundable) as below: 250/- Equity Trading Account opening charge 200/- Demat Account opening charge 750/- Software changes Advantages of Indiabulls Equity Trading Account 1. Brokerage is less compare to other online trading companies. 2. Provide trading terminal ‘powerbulls', a java based software. It's very fast in terms of speed and execution INDIAINFOLINE SECURITY PRIVATE LTD India Infoline. com Securities Pvt. Ltd. is a wholly owned subsidiary of India Infoline. com Ltd and is the stock broking arm of India Infoline. com. The subsidiary was formed to comply with regulatory guidelines. www. 5paisa. com is a focused website for online stock market trading. 5paisa. com is a trade name owned by the India Infoline. com group. IILSPL has applied for trading membership of the BSE under Securities and Exchange Board of India (Stock Brokers and Sub-Brokers) Rules 1992. IILSPL is in the business of providing broking services online via the Internet (â€Å"E-broking Services†) and has been permitted by the NSE by way of registration permission no: NSEIL/CMO/INET/1103/2000 dated 03/July/2000, and will be applying for permission to the BSE, to provide E-broking Services to its clients. IILSPL is a TRADING MEMBER of the National Stock Exchange of India. Products Offered by IILSPL: ? Stock market: IILSPL deals in stock market by trading in equity and derivatives. ? Personal finance: It Deals In Mutual Fund and Insurance. ? Online Trading: It provides services in stock and commodity trading (through Internet). Trade In: BSE and NSE Trading Terminals: 5Paisa offers 2 different online trading terminals to its customers: Investor Terminal (IT) Investor Terminal is 5Paisa's equity trading terminal for low volume trader. This is web based terminal and could access from anywhere. This product provides limited features in comparison of Trader Terminal, which is another product provided by 5Paisa. Trader Terminal (TT) Trader Terminal is design for high volume equity traders or day traders. Trader Terminal provides high volume trading with powerful interface and fast order execution. Few popular features of trader terminal are: Fast trade execution with instant trade confirmation. o Live streaming quotes and price watch on any number of stocks. o Intra day charts, updated live, tick-by-tick. o Live margin, position, marked to market profit & loss report. o Set any number of price alerts on any number of scrips. o Flexibility to customize screen layout and setting. o Facility to customize any number of portfolios & watch lists. o Facility to cancel all pending orders at one click. o Facility to square off all transactions at one click. o Top Gainers, Top Losers, Most Active, updated live. o Index information; index chart, index stock information live. Market depth, i. e. Best 5 bids and offers, updated live for all stocks. o Online access to both accounts and DP to check live updated Order and Trade Book. o Facility to place after market orders. o Online fund transfer facility from leading Banks including ICICI, HDFC, CITI and UTI banks. o Online intra-day technical calls. o Historical charts and technical analysis tools. o India Infoline's world – acclaimed news service and research. o and many more. Brokerage and Account opening fees: 1. Account opening fees: Rs 500/- one time non refundable. 2. 5 paisa offer competitive rates. They charge only 5 paisa for Rs 100 of trade done, which is 0. 05%. brokerage. In case of trade that result in delivery, they charge an additional 0. 20% for back office and securities handling. Advantages of 5paisa 1. Very fast execution speed. 2. Rates are very competitive then other providers. 3. Easy online fund transfer facility from leading Banks including ICICI, HDFC, CITI and UTI banks. 4. Free facility of subscribing to mutual funds, equity IPOs and other investment products. Disadvantages of 5paisa 1. No intra-day tick by tick charts in Investor Terminal (IT). 2. Investing in IPO and Mutual Funds is not so easy like in ICICIDirect. . Learning 5paisa Trading Terminal is little hard. IPO / Mutual Funds investment through 5Paisa (IndiaInfoLine) 1. 5Paisa provides free facility of subscribing to mutual funds, equity IPOs and other investment products using internet banking account of ICICI, HDFC, CITI and UTI banks. 2. Registered users with 5Paisa can logon to following website to apply in an IPO: http://www. indiainfoline. com/ipo 3. While applying for IPO shares online through 5Paisa, Investor are taken to there corresponding banks homepage. Investors can use there net banking user id & password & transfer funds directly using any of these banks. . 5Paisa members can use the similar steps to invest in Mutual Funds online. KARVY GROUP Karvy is a premier integrated financial services provider, and ranked among the top five in the country in all its business segments, services over 16 million individual investors in various capacities, and provides investor services to over 300 corporate in India. Karvy has a professional management team and ranks among the best in technology, operations and research of various industrial segments. History of Karvy: The birth of Karvy was on a modest scale in 1981. It began with the vision and enterprise of a small group of practicing Chartered Accountants who founded the flagship company, Karvy Consultants Limited. They started with consulting and financial accounting automation and carved inroads into the field of registry and share accounting by 1985. Since then, karvy utilized its experience and superlative expertise to go from strength to strength, to better their services, to innovate, diversify and in the process, evolved as one of India’s premier integrated financial service enterprise. Product & Services Offered by Karvy Group: 1. Financial Products Distribution (Investments/Loans). . Karvy consultant ltd. 3. Karvy merchant banking. 4. Insurance(life/general) 5. Stock Broking 6. Commodities Broking 7. Mutual Funds Services SHAREKHAN: Sharekhan is one of the leading retail brokerage of Citi Venture which is running successfully since 1922 in the country. Earlier it was the retail broking arm of the Mumbai-based SSKI Group, which has over eight decades of experience in the stock broking business. Sharekhan offers its customers a wide range of equity related services including trade execution on BSE, NSE, Derivatives, depository services, online trading, investment advice etc. Sharekhan is one of India's leading financial services companies. They provide a complete life-cycle of investment solution in Equities, Derivatives, Commodities, IPO, Mutual Funds, Depository Services, Portfolio Management Services and Insurance. They also offer personalized wealth management services for High Net worth individuals. With a physical presence in over 300 cities of India through more than 800 â€Å"Share Shops†, and an online presence through Sharekhan. com, India's premier online destination, they reach out to more than 800,000 trading customers. Products Offered by Sharekhan: ? Equity Trading Platform (Online/Offline). ? Commodities Trading Platform (Online/Offline). ? Portfolio Management Service. ? Mutual Fund Advisory and Distribution. ? Insurance Distribution Trade In: BSE and NSE Type of Account Classic Account Trading Terminal ShareKhan Classic account Allow investor to buy and sell stocks online along with the following features like multiple watch lists, Integrated Banking, demat and digital contracts, Real-time portfolio tracking with price alerts and Instant credit & transfer. a. Online trading account for investing in Equities and Derivatives b. Free trading through Phone (Dial-n-Trade) I. Two dedicated numbers for placing your orders with your cellphone or landline. II. Automtic funds tranfer with phone banking (for Citibank and HDFC bank customers) III. Simple and Secure Interactive Voice Response based system for authentication IV. get the trusted, professional advice of our telebrokers V. After hours order placement facility between 8. 00 am and 9. 30 am c. Integration of: Online trading + Bank + Demat account d. Instant cash transfer facility against purchase & sale of shares e. IPO investments f. Instant order and trade confirmations by e-mail g. Single screen interface for cash and derivatives ShareKhan SpeedTrade account This accounts for active traders who trade frequently during the day's trading session. Following are few popular features of SpeedTrade account. h. Single screen interface for cash and derivatives i. Real-time streaming quotes with Instant order Execution & Confirmation j. Hot keys similar to a traditional broker terminal k. Alerts and reminders l. Back-up facility to place trades on Direct Phone lines Brokerage: Some stock trading companies charge direct percentage while others charge a fixed amount per Rs 100. Sharekhan charges 0. 5% for inter day shares and 0. 1% for intra day or you could say Sharekhan charges 50 paise per Rs 100. Advantages of Sharekhan: 1. Online trading is very user friendly and one doesn't need any software to access. 2. They provides good quality of services like daily SMS alerts, mail alerts, stock recommendations etc. 3. Sharekhan has ability to transfer funds from most banks. Unlike ICICI Direct, HDFC Sec, etc. so investor not really needs to open an account with a particular bank as it can establish link with most modern banks. Disadvantages of Sharekhan: 1. They charge minimum brokerage of 10 paisa per stock would not let you trade stocks below 20 rs. (If you trade, you will loose majority of your money in brokerage). 2. Lots of hidden rules and charges. 3. They do not provide facility to book lim it order trades during after-hours. 4. Classic account holders cannot trade commodities. 5. Cannot purchase mutual funds online ICICI DIRECT: ICICIDirect (or ICICIDirect. com) is stock trading company of ICICI Bank. Along with stock trading and trading in derivatives in BSE and NSE, it also provides facility to invest in IPOs, Mutual Funds and Bonds. Trading is available in BSE and NSE. Trade In: BSE and NSE Type of Account ICICIDirect offers 3 different online trading platforms to its customers: 1. Share Trading Account Share Trading Account by ICICIDirect is primarily for buying and selling of stocks in BSE and NSE. This account allows Cash Trading, Margin Trading, MarginPLUS Trading, Spot Trading, Buy Today Sell Tomorrow and Call and Trade on phone. ICICIDirect. com website is the primary trading platform for this trading account. They also provide installable application terminal based application for high volume trader. 2. Wise Investment Account Along with stock trading and IPO investing in BSE and NSE, Wise Investment account also provide options to invest in Mutual Funds and Bonds online. Online Mutual funds investment allows investor to invest on-line in around 19 Mutual Fund companies. ICICI Direct offers various options while investing in Mutual Funds like Purchase Mutual Fund, Redemption and switch between different schemes, Systematic Investment plans, Systematic withdrawal plan and transferring existing Mutual Funds in to electronic mode. This account also provides facility to invest in Government of India Bonds and ICICI Bank Tax Saving Bonds. ICICIDirect. com website is the primary tool to invest in Mutual Funds, IPOs, Bonds and stock trading. 3. Active Trader Account Active Trader account gives more personalized investment options to the investors. It allows investor to use online and offline stock trading. It also provides with independent market expertise and support through a dedicated Relationship Manager from ICICI. Active Trader also provides commodity trading. Brokerage and fees 1. Account opening fees : Rs 750/- (One time non-refundable) 2. Brokerage : ICICIDirect. com brokerage varies on volume of trade and inclusive of demat transaction charges, service taxes and courier charges for contract notes. It ranges from 0. 1% to 0. 15% for margin trades, 0. 2% to 0. 425% for squared off trades and 0. 4% to 0. 85% on delivery based trades. Advantages of ICICIDirect 1. 3-in-1 account integrates your banking, broking and demat accounts. All accounts are from ICICI and very well integrated. This feature makes ICICI the most interesting player in online trading facility. There is absolutely no manual interfere require. This is truly online trading environment. 2. Unlike most of the online trading companies in India which require transferring money to the broker's pool or towards deposits, at ICICIDirect you can manage your own demat and bank accounts through ICICIdirect. com. Money from selling stock is available in ICICI bank account as soon as the ICICIDirect receive it. 3. Investment online in IPOs, Mutual Funds, GOI Bonds, and Postal Savings Schemes all from one website. General Insurance is also available from ICICI Lombard. 4. Trading is available in both BSE and NSE. Disadvantages of ICICIDirect 1. Getting access to ICICIDirect. com website during market session can be frustrating. 2. ICICIDirect brokerage is high and not negotiable. 3. Not all stocks are available under Margin Plus. MOTILAL OSWAL SECURITIES: Incorporated in 1987, Motilal Oswal Securities Ltd is a well diversified financial services firm offering a range of financial products and services such as Wealth Management, Broking & Distribution, Commodity Broking, Portfolio Management Services, Institutional Equities, Private Equity, Investment Banking Services and Principal Strategies. Company have a diversified client base that includes retail customers (including High Net worth Individuals), mutual funds, foreign institutional investors, financial institutions and corporate clients. They are headquartered in Mumbai and as of September 30th, 2009, had a network spread over 576 cities and towns comprising 1,257 Business Locations operated by them. As at September 30th, 2009, company had 5,80,667 registered customers. Type of Account Most E-Broking MOSt E-Broking is complete online stock trading solution for Indiaian stock market. Following are the features of MOSt E-Broking account: o Easy single screen trader with instant trade confirmation similar to exchange based trading terminals. o Access to various online reports like margin report, Demat A/c details, trades executed, turnover report, net position report with mark to market profit/loss and realized profit. o Online transfer funds through HDFC Bank Awards 1. 2005, Asiamoney Brokers ranked MOSt the best Indian brokerage firm in India. 2. March 2006, AQ Research declared MOSt the best research house for Indian stocks. RELIGARE : Religare Enterprises Limited is Ranbaxy Laboratories Limited promoted financial product and service provider company. Religare provide its service in three different segments including Retail, Wealth management and the Institutional spectrum. Company offers wide range of services including equities, commodities, insurance broking, wealth advisory, portfolio management services, personal finance services, Investment banking and institutional broking services. Religare retail network has more than 900 locations in 300 cities and towns in India. Religare provides the online gateway to their investors so investor can trade online in Equities, Commodities, apply for IPOs, invest in Mutual Funds, and buy Insurance. Religare Securities Limited (RSL) is a subsidiary company of Religare Enterprises Ltd and involve in equity related services include online trading at BSE and NSE, Derivatives, commodities, IPO, Mutual fund, Investment banking and institutional broking services. People who wonder where Religare word came from, it's a Latin word meaning ‘to bind together'. Type of Account Religare offers its wide range of financial services though a sophisticated and customized trading platform – R-ACE (Religare Advanced Client Engine). Below are 3 flavors of R-ACE accounts available to the investors. 1. R-ACE (Basic) R-ACE (Religare Advanced Client Engine) the basic online trading account provided by Religare. Investor can trade and access their account information online and over the phone as well. This account comes with a browser based online trading platform and no additional software installation needed. 2. R-ACE Lite (Advanced) R-ACE Lite is the advanced trading platform for the investor of Religare. This trading account provides the entire feature of R-ACE (Basic) account. In addition it also provides real-time streaming stock quotes and alerts. This trading platform is also browser based and no software installation is needed. 3. R-ACE Pro (Professional) As the name indicates this account is for high volume traders. Along with the features from above 2 accounts, this account also comes with Trading Terminal software which needs to install on your computer. This terminal directly connects the investor to stock market and having all industry standard Treading terminal features including technical charting (intra-day and EOD), multiple watch list, advanced hot-key functions for faster trading, derivative chains, futures & options calculator etc. As in basic and advance account, trading is available online through internet and offline though phone. Brokerage and Account opening fees: Religare offers three kinds of accounts as above. Below are detail about fees and activation charges for each account: 1. R-ACE Account activation charges Rs. 299/-. Minimum margin of Rs. 5000/- required. 2. R-ACE Lite Account activation charges Rs. 499/-. Minimum margin of Rs. 5000/- required. 3. R-ACE Pro Account activation charges Rs. 999/-. Minimum margin of Rs. 10,000/- required. 4. Brokerage at Religare On the basis of volume and frequency of trading, Religare provide different options for brokerages. On the broader way they divided into three categories: o Classic Account Intraday brokerage varies from 0. 03% to 0. 05%. Delivery brokerage varies from 0. 30% to 0. 50%. Derivatives brokerage varies from 0. 3% to 0. 5%. o Classic Plus Fees: Rs 600 Validity Period 6 Months Intraday brokerage varies from 0. 03% to 0. 05%. Delivery brokerage varies from 0. 30% to 0. 50%. o Freedom Account In this payment plan, investor has to pay a fix amount in advance for Monthly (Rs 500), Quarterly (Rs. 1400), Half-yearly (Rs 2500) or Annual Subscription (Rs 4000). This one time payment enable account holder to trade for Rs. 3,00,000 intraday & derivative trading and Rs. 40,000 of delivery based trading for zero brokerage. o Trump Account Trump account has four payment options, Trump Plus, Trump Super, Trump Star and Trump Super Star plan. ? Trump Plus has annual subscription fees of Rs 2,500, Brokerage on Delivery Trades is 0. 25% and Brokerage on Intraday Trades & F Trades is 0. 025%. ? Trump Super has annual subscription fees of Rs. 15,000, Brokerage on Delivery Trades is 0. 15% and Brokerage on Intraday Trades & F Trades is 0. 015%. ? Trump Star has annual subscription fees of Rs. 50,000, Brokerage on Delivery Trades is 0. 10%, Brokerage on Intraday Trades is 0. 01% and Brokerage on Future Trades is 0. 08%. ? Trump Super Star has annual subscription fees of Rs. 1,00,000, Brokerage on Delivery Trades is 0. 10% and Brokerage on Intraday Trades & F Trades is 0. 005%. Advantages of Religare 1. Religare gives interest on unutilized cash when investor is waiting to make next trade or online investment. 2. They provide intraday reports and historical charting. 3. Varity of fee structure to fulfill need of different type of investors HDFC SECURITIES: HDFC Securities(HDFCsec) is Equity Trading Company of HDFC Bank. HDFC Securities provide both online trading and trading on phone. The HDFC Securities trading account has a unique 3-in-1 feature that integrates your HDFC Securities trading account with your existing HDFC bank savings account and existing Demat account. Funds / shares are seamlessly moved from the linked Demat/Bank account to execute the transactions. HDFCsec provides Cash-n-Carry on both NSE and BSE, Day trading on both NSE and BSE, Trade on Futures & Options on the NSE and Online IPO Investment. Features on HDFC Securities Online trading : 1. Seamless Transactions – By integrating your accounts, we ensure minimal waste of time during movement of your funds and shares. . Speed – Orders are placed electronically, so proceeds are available instantly. 3. No manipulation – To prevent any mismanagement, we will send you an email confirmation, the minute your order is executed. 4. Safety and Security – HDFC Securities offer the highest level of security such as 128-bit encryption technology. 5. Dedicated and Separate contac t numbers – for trading over the phone as well as for customer care. RELIANCE MONEY: Reliance Money, A Reliance Capital Limited Company, is the financial services division of Reliance Anil Dhirubhai Ambani (ADA) Group. Reliance ADA group is among top 3 business houses in India with wide range of presence across various sectors. Group’s major interests ranges from communications (Reliance Communications) and financial services (Reliance Capital Ltd), to generation, transmission and distribution of power (Reliance Energy), infrastructure and entertainment. Reliance Money has over 22 lakhs customers and more then 10'000 branches in around 5000 cities in India. Company is among the largest broking and distribution house of financial products and having share of more then 3% of total stock market volume at BSE & NSE. RelianceMoney. com is the web based investment portal (with Online Stock Trading) from Reliance Money. This website enables its customer to invest & manage most of the services provided by Reliance Money including Equity (Stock) Trading, Commodity Trading, Derivatives, Mutual Fund Investment, IPO Investment, Life Insurances, General insurances, Money Transfer, Forex exchange, Gold Coins and Credit Cards Services. Company recently entered in to Wealth Management with tools like investment in equity-linked portfolio management services, structured products, insurance and mutual funds. The Reliance Money stock trading websites uses special security features ‘Security Token', which makes your online trading experience more secure without complexity. Stock Trading through RelianceMoney. com is available for BSE and NSE stock exchanges. Offline trading is also available through Reliance Money partners in more then 5000 city across India and through phone by dialing 022-39886000. Investment Options The investment options available with Reliance Money online portal are as below: 1. Equity (Stock) Trading at BSE, NSE and NSE F&O 2. IPO Investment 3. Derivatives Trading 4. Forex Trading 5. Commodity Trading(Gold, Silver, Crude etc†¦. ) at MCX, NCDEX and NMCE (FAQ's) 6. Mutual Fund Investment 7. Life & General Insurance 8. ‘Pure Swiss' Gold Coins (99. 99% pure, 24 carat) Trading Platforms Reliance Money provides 3 different trading platforms for equity trading: 1. Insta Trade 2. Fast Trade 3. Easytrade Reliance Money Technical Analysis (A paid service) Relance Money offers a simplified, automated, sophisticated technical analysis to Indian retail broking consumers with the help of Recognia's Technical Analysis tools. Recognia, a Canada based company, has proprietary pattern recognition technology capable of recognizing patterns in the price charts of any publicly traded financial instrument including stocks, bonds, funds, commodities, currencies and indexes. The technical services are available for introductory free 7-day trail period to Reliance Money users. Post the trail period, this service is available to users at a nominal subscription of Rs. 99 for 3 months/ Rs. 179 for 6 months/ Rs. 299 for a year, i. e. , less than Re 1 a day. Reliance Money Brokerage and fees: Reliance Money offers lowest brokerage rates in today's online stock trading industry in India. The brokerages are as low as 0. 075% for delivery based trading and 0. 02 for now delivery. For more detail about Reliance Money’s brokerage and fees visit the below section of this webpage. Reliance Money Demat Account Charges: |Fee Head |DP Charges | |Annual Services Charges – For Individuals / HUFs / Trust |Rs. 0/- | |Annual Services Charges – For NRIs / Foreign Nationals, Corporates / Others |Rs. 1000/- | |Transaction Charges – SELL (Market & Off Market) |Rs. 25/- | |For instructions given in physical form. | | |Transaction Charges – SELL (Market & Off Market) |Rs. 12/- | |For instructions received through Internet/ online trading through Reliance Securities Ltd. | Advantages of Reliance Money 1. Extra security features with ‘Security Token†, which is the most secure and tested technology in computer world. 2. Simple, easy and fast onlin e stock trading. 3. Almost all investment options are available under one account including Equity Trading, Derivatives, Forex, Commodity, IPO, Mutual Funds and Insurance. 4. Branches are available in all major cities and the number is growing. METHODOLOGY OF STUDY Research can be defined as a systemized effort to gain new knowledge. A research is carried out by different methodologies which have their own pros and cons. Research methodology is a way to solve research in study and solving research problems along with logic behind them are defined through research methodology. Thus while talking about research methodologies we are not only talking of research methods but also consider the logic behind the methods. We are in context of our research studies and explain why it is being used a particular method or technique and why the others are not used. So that research result is capable of being evaluated either by researcher himself or by others. Research Methodology: Research has its special significance in solving various operational and planning problems of business and industry. Research methodology is a way to systematically analyze the research problem. Sampling Methods: A sample is the representative of the population which will predict the behavior of the whole universe While deciding about the method of data collection to be used for the study the researcher should keep two types of data. . Primary Data. 2. Secondary Data. We use in our research secondary data. Primary means collected a fresh, and the first time data and secondary means which are already available like annual report, magazines etc. Limitations: Every work has its own limitations. Limitations are extent to which the process should not exceed. The following limitations for the project are: ? Data taken was secondary ? A time constraint has also become a maj or limitation ? Complete data was not available due to company privacy and secrecy Objectives of Study: Understand basics of Online Stock Market Trading in India. ? Provide detail about popular online stock trading companies in India. ? Compare and discuss about stock trading websites, their products and services ? To study the awareness of people towards online trading & demat account. ? To study customer satisfaction towards operating expenses of online trading. ? To study the client’s satisfaction towards network security & security of their money. CONCLUSION ? The brokerage rates of A. G. Shares and Securities are maximum, i. . 9 paisa intraday and 90 paisa delivery while brokerage rates of Reliance Money are minimum, i. e. 2 paisa intraday and 7. 5 paisa delivery rate. ? The account opening charges for Indiabulls is maximum while it is nil at India Infoline, Sharekhan and HDFC Securities. ? The AMC at India bulls and Sharekhan are Nil while maximum in Religare Rs 1200 p. aOn the basis of our analysis Reliance Money is the best online trading account because it charges minimum brokerage rates and less annual maintenance charges ? Branches are available in all major cities and the number is growing ? It is very difficult to find out the best online trading account but in a web survey ICICIDirect was founded the best online trading account. ? Second no. was given to India infoline REFERENCE 1) http://www. chittorgarh. com/newportal/online-stock-brokers-list. asp 2) www. indiainfoline. com 3) www. 5paisa. com 4) www. sharekhan. com 5) www. indiabulls. com 6) www. agssl. com 7) www. karvy. com 8) www. wikipedia. com [pic]

Saturday, September 28, 2019

The Paradoxes of Nietzsche's Introduction of valuesinto Modern Culture Essay

The Paradoxes of Nietzsche's Introduction of valuesinto Modern Culture - Essay Example The actual definition of â€Å"values†, its appreciation and proper evaluation has always remained an issue of great debate as well as dilemma throughout the entire domain of philosophical development. The progress of human civilization, cultural influences, and adoption of different attitudes towards interpretation of such influences have provided several dimensions in the context of defining values, or from the ethical perspective what can be said to be moral values. The issue of debate or dilemma evolves from the very basic argument that is there any universal definition of values or moral values or morality? During various phases of human civilization and contextual philosophical dimensions values have been interpreted in different manners. What is regarded as values, or morality for people belonging to a particular socio-cultural context in a specific time period, may not have the same acceptance among people living in another socio-cultural context and a different phase of time. However, the terms, â€Å"values† or â€Å"morality† or â€Å"moral values† receive a universal connotation empowered with the common appreciation that while living in a social context, individuals are required to abide by certain codes of conduct or norms that, besides ensuring his/her enjoyment of social rights as a human being to the best extent possible, also aims inciting such motivation among the inhabitants so that same scope of enjoying human existence can be provided to fellow counterparts. Truth behind this observation receives a strong foundation if Gert’s (1998) opinion on moral values or morality is taken into consideration: â€Å"Morality is an informal public system applying to all rational persons, governing behavior that affects others, and has the lessening of evil or harm as its goal† (Cited in Alavudeen, Rahman, and Jayakumaran,

Friday, September 27, 2019

No Child Left Behind and the Effects on Children with Special Needs Research Proposal

No Child Left Behind and the Effects on Children with Special Needs - Research Proposal Example No Child Left Behind makes it compulsory that the schools across the United should track the improvement and progress of all children with special education needs and students whose first language is not English. The Act advocates the schools to devise strategies so that such students attain similar score as their peers by the year 2014 (Harper, 2005). No Child Left behind Act advocates space and provisions for students with special education needs because not all children who are limited in English proficiency and have some kind of learning disability have the capability to take tests that are similar to those of other students in their standard. The allowances comprise of one-on-one testing periods, expanded test sessions, test booklets with large fonts, helping students to structure their answers and sign language translators (George & Margaret, 2007). The No Child Left Behind Act of 2001 (NCLB) has advantages for the students with special needs or learning disabilities but it als o includes certain barriers that might prevent these students from exercising all of the opportunities stated in the law (Cortiella, 2010). In the lieu of this paper we will be discussing the impact of NCLB on such students and assess its usefulness for children that require extra attention due to any kind of learning disability. This stipulation in the act helps the school administration; lawmakers, parents and the Education Department assess the improvement in the progress of students who are usually left behind in better academic attainment. NCLB with all its apparent advantages has initiated heated debates over the efficacy of standardized tests for the two groups that are the normal students and the students with special needs, and... This essay stresses that according to the review of literature on the topic, it has been highlighted that the NCLB Act has immensely affected students with special needs. The motivation that is provided for the low-performing students has decreased the level of expectations instead of increasing it. This is so because of the fact that the reaction of the law when the school fails to make adequate progress is not just providing extra help for students but also punishing the school. This report makes a conclusion that NCLB aims at reducing racial and class discrepancies in academic performance through establishing common expectation for all students. The Act also requires that the schools to pay consideration to academic performance of the underprivileged students; students with special requirements, students from low income groups as well as students of different ethnicities. Conventional systems that were employed by the states considered only the mean school performance. This allowed the schools to be rated highly even in cases where there ware broad achievement discrepancies between underprivileged and privileged students. Extensive research in this area of acceleration shows that it is an effective and low cost educational intervention for students with high abilities. 18 types of accelerations have been identified. Dual credit programs, ability grouping, Advanced Placement, and International Baccalaureate are some other posted suggestions for meeting the n eeds of the gifted students.

Thursday, September 26, 2019

Global Warming in Asia Term Paper Example | Topics and Well Written Essays - 2000 words

Global Warming in Asia - Term Paper Example As the research stresses one of the major effects of global warming is the reduction of production in the agricultural sector. Growth of agricultural products in large scale depends on the climatic status of a region. Agricultural products are helpful in the sense that they contribute to trade and help to regulate the supply of food among the Asian countries. During extremely hot climates, the growth of some helpful plants, which may not be favored by warm climatic conditions, is affected negatively. Similarly, during the extremely wet climates, the plants that do well only in warm climatic conditions end up not growing well or even not growing at all. This indicates that climatic change ends up influencing the general agricultural production. The agricultural sector is one of the most important sectors in every nation, including Asia. It is a major source of food, which is a basic need of the citizens. According to the report findings people cannot live without food, and it is the government’s responsibility to take care of such needs of the citizens. Food supply must be kept constant within the nations around Asia. Buying food from the international traders is also very expensive; the reason as to why the agricultural sector in the nation is greatly regarded. Apart from feeding the Asian people, the agricultural sector is also important in the sense that it earns significant revenues for the government. The acts of trade stimulated by the Asian farmers, help in money circulation in the involved nations.

Wednesday, September 25, 2019

Compare culture's different Research Paper Example | Topics and Well Written Essays - 1250 words

Compare culture's different - Research Paper Example This paper is a comparison between the Chinese and the American culture, while focusing especially on Boston’s culture when talking about America. To start with, Chinese culture believes in team work, group collaboration, and collective effort toward achieving goals and objectives, be they organizational goals or personal goals. Group cooperation is valued and encouraged. On the other hand, American culture, as is also seen in Boston, individualism prevails (Markus and Kitayama). An individual here has to rely on his own self for the accomplishment of his personal goals. American people are self-made as they do not believe in group collaboration, and thus, many of them spend lives living alone. Family system is poorer here in Boston in particular and America in general. Since the Chinese culture believes in group effort, family system there is much stronger. If we talk about business culture, Chinese culture believes in formal, hierarchical structure of social relationships. T his means that Chinese people like to know their specific position in a group or an organization, where they know how they have to behave and interact. On the other hand, American business culture is informal. Social rankings are less important, and people feel comfortable in interacting with each other due to absence of formalities. However, Chinese businesspeople give great importance to building relationships with their partners and stakeholders. They may get very frank, and prefer face-to-face communication. American people give more importance to business dealings rather than building relationships. American is an aggressive business style; while, Chinese is a very careful one. As for personal and social relationships, Chinese people keep a very small circle of friends, who are reliable, good friends. They are mostly lifelong friends, who would do anything to help out a friend in need. On the other hand, American people, especially here in Boston, people keep a lot of friends, most of whom are only acquaintances. They keep on changing friends from time to time and place to place. This has become a part of popular culture in Boston. Chinese personal relationships are also stronger, and most of them are life-long. Chinese people keep strong commitments. American popular culture has influenced people to keep short-term relationships. Hence, trust lacks in American relationships. It is interesting to note here that Chinese people expect the obligation in reverse too. When they commit in a relationship, they expect the same kind of commitment from the other person. Contrarily, American people avoid getting into relationships that demand long-term commitment in the first place. Hence, American people show more acceptance toward romantic love rather than life-long commitment in the form of marriage (Fitzpatrick et al. 113-127; Gao 329-342). Pan and Vanhonacker write in their article, that Chinese system is collective, and thus, family is a part of social norms. Chinese people have to get married because for them, family is an extension of society and not of an individual. Chinese people need to create a family in order to be socially accepted. On the other hand, since American culture is individualistic, hence family is considered as an

Tuesday, September 24, 2019

Effective Approaches in Leadership and Management (Benchmark Essay

Effective Approaches in Leadership and Management (Benchmark Assessment) - Essay Example As O’Donnell and Bensky (2011) portray, the core focus is towards addressing the prevailing structural issues that have often hindered optimal outcomes. Optimal outcomes as I perceive, necessarily pertain to aspects such as better health care and lower medical cost/ expenditure. In line with this is the need of the nursing fraternity to aptly adapt to the expected dynamism within the healthcare system. Conformity subsequently necessitates various changes, in line with tackling influential structural issues like utility of contract medical employees, unit restructuring and foreclosure, nursing shortage and turnover rates, staffing ratios, magnet designation, patient satisfaction, and continuous improvement of quality healthcare provision (O’Donnell & Bensky, 2011). A critical issue amongst the aforementioned would be patient satisfaction in terms of overall treatment and positive result outcomes. Towards tactfully addressing this issue, is the need of overall conformity that necessitates a variety of changes. Definitively, the optimal course of direction is towards evolving healthcare into a more patient-centered profession. In such contexts, optimal healthcare ought to be responsive to and respective of personal preferences, needs and values of the individual patient. Through this, leadership and management can strategically strive towards ensuring that individual patient values do guide all forms of clinical decisions. Influential in this regard as Bohm (2012) alludes, is the fact that there has long lacked the incorporation of patient-centered care especially in terms of care quality assessments, as well as subsequent health outcomes. Rather, quality measurement has continuously focused on addressing preventive care and disease-specific processes instead. Similarly, outcome measurement continuously has focused on condition-specific indicators in terms of overall,

Monday, September 23, 2019

Organisational plans of learning contract objectives Essay

Organisational plans of learning contract objectives - Essay Example Design (ID) structures or rather models focus on the design and most specifically on the analysis parts. Such models are particularly used to direct the whole process of developing the learning platform.The reason as to why, the said models are used is merely due to the fact that, they provide a quality profound decision in ascertaining the way a learning program should be carried out. The ideology herein of this system is settled on acquiring a general view of the learning process. It is thus featured by a systematic process for assembling and evaluating mutual and personal performance requirements, and by the aptitude to react to the discovered training needs. The relevance of the systems approach ascertains that the learning programs and the necessary supportive materials are constantly created in an effective and appropriate way to counterpart the diversity of necessities in a swiftly dynamic environment (English, 2006). In this note, ISD are extensively known as ADDIE, which is to stand for, Analysis, Design, Development, Implement and Evaluate. It is also referred as System Approach to Training. Even though, there are quite slight variances amid the various ISD models, nearly all systematic Learning design models reflects an approach akin to the ADDIE model(English, 2007,Pg.419-424). Concisely, ADDIE models are described herein which are then reflected on the Learning Plan Map. Analyze the performance surroundings in ascertaining and comprehending on it, and then make a step ahead in describing the objectives required, in the name of approving any performance discrepancies. In essence it is merely meant to help in discovering the training necessities. Design a procedure or rather a platform that will guide in attaining objectives. This is also helpful in amending the performance discrepancies. Develop the original findings and procedures into a product that will help the learners into achieving the capacity to become performers. Within the training system , this might be referred as a courseware to the learners. Implement is achieved by providing the courseware to the learners. Evaluate is the final aspect in the learning plan map. This is achieved through the course ware, an audit track down all through the four phases and also from the working surrounding to ascertain desirable outcome is attained (English, 2007, Pg.23). To concisely navigate through the learning plan map, the below activities are conducted underneath each phase. On the Analysis part, there is a requirement to be able determine the results or rather the connection. Analyzing the entire system is fundamental as it helps have a clear picture of what’s needed. Then, bring together the task account that is linked to each job. On the same phase, chose the tasks that should be worked on and the ones that will approve learners into becoming performance. Also create some performance measures where the tasks is to be learned from learned and on the same note, select the instructional settings for the task linked with each job. Finally, determining the cost to be incurred and weighing its benefits is very useful. As discussed as portrayed from the map, the rest of the three factors have to follow up without skipping out nay process (English, 2007, Pg.30). This is well illustrated by the Lesson plan Map below. . RESEARCH PLAN MAP English (2008) asserts that using Concept Maps in planning a curriculum or rather researching on instructions on a particular topic helps the students in coming up with transparent concepts. When the concepts maps are merged during the course or rather at the curriculum level, there is always desire to arrange them. These, then calls up to researching for an international â€Å"macro map† that is expected to provide adequate information and their propinquity. A research plan map avails the necessary details for a

Sunday, September 22, 2019

International Studies Essay Example | Topics and Well Written Essays - 750 words

International Studies - Essay Example The aforementioned was accomplished through various practices such as increase in cultivated areas, land productivity, and input per capita labor. Agriculture was the main economic activity in the region with Chinese people adopting the use traditional fertilizers, variety of crops, irrigation, and multiple cropping in order to increase production. Heavy yields experienced in these farms had an imperative role in the country’s GDP. Some of the popular crops grown in the region included maize, potatoes, peanuts, tobacco, and sugar cane among others (Das, 2006). Apart from farming, many Chinese households practiced other labor-intensive economic practices such as raising fish ponds, and utilization of grass and biomass to produce fuel. Therefore, rural households mainly focused on industrial activities while activities such as weaving, making garments, and textile spinning formed part of household activities. According to research, over a quarter of China’s GDP was derived from trade, construction, transport, traditional handicrafts, and housing. On the other hand, mass production of cash crops such as sugar, tobacco, tea, and cotton had a significant effect on the rise of China’s GDP. Therefore, the increase in China’s GDP exhibited before 1820 was attributed to agricultural activities within the region that resulted into creation of employment, increase in income and wealth, and economic growth (Angus, 2007). On the other hand, some research studies associate the increase in GDP with the documentation and planned Chinese technology on Chinese science and civilization on Needham’s magnum opus. However, the aforementioned ideology does not analyze the economic effect of invention and agricultural development. One of the major contributors in the improvement of Chinese GDP was increased land productivity that resulted into advanced living standards as income and wealth increased, proportionally. The

Saturday, September 21, 2019

1984 vs. Animal Farm Essay Example for Free

1984 vs. Animal Farm Essay In both novels Nineteen Eighty-Four and Animal Farm there are many similarities. Three main topics, which will be discussed in this essay, are: control, isolation, and rebellion. The governing powers in each society of the two novels use control and isolation as tools for suppressing rebellion to ensure their reign of the social authority for future years to come. In Nineteen Eighty-Four, the government, also known as the Party, controls the society Winston lives in. This takes place near the eastern side of the world and it is separated into three areas: Eurasia, Eastasia and Oceania. These three lands are constantly at war with each other and are controlled by different governors. Winston lives in Oceania and the Partys leader is someone named Big Brother. No one has ever seen this person before, but is said to exist. The Party abolishes every type of art including the art of having free will. These abilities were destroyed, smothered, and obliterated through careful means, and anyone having them was stated insane, dangerous, and antisocial. To prevent these laws from being broken, the Party brainwash people and have Telescreens that can monitor everyones actions and a security task force called Thought Police to enforce these laws with torture and pain. The Thought Police would get him just the same. He had committed, even if he had never set pen to paper, the essential crime that contained all others in itself. Thoughtcrime, they called it. Thoughtcrime could not be concealed forever. You might dodge successfully for a while, even for years, but sooner or later they ware bound to get you (pg. 166) The Thought Police are so feared that even Winston is afraid to break any of the laws. He knows he wants to write, but is already afraid before he even starts. This is how the Party suppresses the society. Likewise, in Animal Farm, control is involved with its society as well. The animals portrayed in this novel represent human beings. The pigs are the smartest animals in the farm and they take control and manipulate the other  animals to do their dirty work. One of the pigs, Napoleon, has taken the throne of power with force and he controls the farm by using all the animals for his own benefit. Like Nineteen Eighty-Four, there are laws in Animal Farm, but as time goes by they are changed and shaped to his liking. To enforce Napoleons way of life, he uses savage dogs (which he raises from birth) to suppress the society (the animals). The dogs are just like the Thought Police in Nineteen Eighty-Four. All that year the animals worked like slaves. But they were happy in their work; they grudged no effort or sacrifice, well aware that everything they did was for the benefit of themselves and those of their kind who would come after them, and not for a pack of idle, thieving human beings.  (pg. 51) Napoleon and the Party are the same. They both control the society with manipulation or control and anyone who does not follow their rules, are dealt with. Isolation in Nineteen Eighty-Four, is displayed by the whole society itself. It can be seen through the laws of each land and how the wars between them. The Party constantly tells the society false information to keep them where they are. It tries to keep the population from leaving their land and moving to another, even though it is impossible since every other land is equally isolated. The society is constantly given false information about their land being in war with this one to frighten the people. The Party tries to keep the society separated from other ones to ensure that no other power can overthrow them. For example, if another land were to gain a higher population, they would have more power and more control. Thus, showing the Partys isolation. Once when he happened in some connection to mention the war against Eurasia, she startled him by saying casually that in her opinion the war was not happening. The rocket bombs which fell daily on London were probably fired by the Government of Oceania itself, just to keep people frightened. (pg.  154) Just the same, Animal Farm, is isolated. The animals take over the farm and they keep themselves away from the humans. They even change the original name of the farm to Animal Farm once they have taken it over. The farm is isolated from the rest of the society. The animals in the farm are separated and even have their own governors. In the farm, the animals believe that all animals are comrades and the only enemy against them is man. They believed that they were better off without the humans and that they would live even better lives than the humans. The animals were happy as they had never conceived it possible to be. Every mouthful of food was an acute positive pleasure, now that it was truly their own food, produced by themselves and for themselves, not doled out to them by a grudging master (pg. 24) The animals are isolated from the humans and now that they are, they believe that they are truly happier and productive than they were in the past. Many of the people in Nineteen Eighty-Four are brainwashed and are made to believe that they are living a prosperous life. The people have no idea that the world they live in is actually a lie, except for Winston, who believes otherwise. Inside his heart, he hates the Party even though he works for them. His work is to produce false information and deliver it to the society. Winston hates this, thus leading him to rebel. To fight against the Party, there is a group led by a man named Goldenstein and the only purpose of the group is to stop the Party. In the end the rebellion is useless and nothing actually comes good out of it. Nothing can change the Party and nothing will. He was walking down the white-tiled corridor, with the feeling of walking in sunlight, and an armed guard at his back. The long-hoped-for bullet was entering his brain? He loved Big Brother (pg. 300) Even though Winston has joined the rebellion, it is shown that it wont  succeed. The rebellion is proven that it wont succeed in this quote. Winston represents the rebellion in general and the bullet represents the Party. The bullet has entered Winstons brain and has killed him, just like how the Party will kill the rebellion. Similarly, Animal Farm has a rebellious group. Like Nineteen Eighty-Four, the animals represented the rebels and that man represented the Party. Man, just like the Party, had complete control over the farm. Then the animals decided it was time, and raged war with man. The difference is that the animals did actually overthrow the government unlike the rebels in Nineteen Eighty-Four, but the rebels in both novels still have the same goal. Man is the only creature that consumes without producing. He does not give milk, he does not lay eggs, he is too weak to pull the plough, he cannot run fast enough to catch rabbits. Yet he is lord of all the animals. He sets them to work, he gives back to them the bare minimum that will prevent them from starving, and the rest he keeps for himself  (pg. 7) The animals rebel for same reasons as Winston did. They are living in a world where they are all mistreated. To sum it up, there are many similarities between Nineteen Eighty-Four and Animal Farm. Both powers in each novel have complete control of the society, and use isolation and force to subdue them. This never-ending fight for control will never stop and any change will just result in a large cycle leading back to the same problems.

Friday, September 20, 2019

The Nurture And Nature Views Education Essay

The Nurture And Nature Views Education Essay As a matter of fact, the nature/nurture debate has dominated the thoughts of researchers for a long time as people have been trying to find out the origin of intelligence. Bee believed that this question could possibly be among the oldest theories debated in psychology. The nurture view holds that human mind was born without any knowledge. This view is supported by empiricists, and one of the major tenants of empiricists is John Locke, a seventeenth English philosopher, who thought that humans are born with a tabula rasa, or a blank slate, and that knowledge is learnt and gained through experience.   In the 19th century, Hermann von Helmhotz believed that the raw data of sensation were perpetually subject to judgements based on experience. (Gigerenzer, 63) His research was that there is a simple inverse relationship between distance and retinal image size. (Gleitman, 249). In He concluded that it is through experience which we gain the ability to understand our visual perceptions. Empiricism was adopted by educationalists. Jean Piaget, a Swiss psychologist examined physical knowledge in infancy using some experiments, and concluded that children under 18 months of age had no knowledge of physical laws of motion because they looked for hidden objects in places that were not possible. Further, John B. Watson and B. F. Skinner, came with behaviourism to argue that a child can be made into any kind of person, regardless of their heredity. However other researchers questioned those findings and came with a different view  : Innativism. Innativists claimed that a child was born with innate abilities which are actualised in context. This view was influenced by Plato, a Greek philosopher who thought that Children begin life with knowledge already present within them,; they do not learn anything new but merely recollect knowledge that has previously lain dormant. Nativism was later adopted by Immanuel Kant, a German philosopher of the 18th centry. Kant argued that the mind is born with a number of innate catergories, mainly space, time and causality, which enable people to understand their senses. It is these catergories, nativists say, that make perception possible. (Gleitman, 173) In other words, knowledge of these concepts is innate. Charles Darwin was also among those who offered evidence of inherited knowledge with his universality thesis where, after some cross-cultural studies, he observed that some facial expressions are universal to all people. Darwin finally explained that all people are born with an innate understanding of these facial expressions. (Gleitman, 477) One of the domains in which this debate has found implications in education is language acquisition. Despite the existence of several theories of language development, this essay limits only to three of them that have a close link with the nature/nurture debate. According to behaviourist theory, language is viewed as a kind of verbal behaviour, and based on this view they argue that children learn language through imitation, reinforcement, analogy, and structured input. This is  linguistic empiricism. Empiricists think that language is entirely learned. This is the nurture or external perspective. In this context, language and grammar become features of the organisms environment. Language is a cultural artifact. This is based on beviourism as the general theory of learning described by the psychologist John B. Watson in 1923. On the other hand, there is linguistic nativism, which holds that the basics of language and grammar are innate. This is the nature or internal perspective. In this context, language and grammar are built into every human being at birth. They are universals that all humans share, as language is in the genes. This is the theory advocated by the American linguist Noam Chomsky who argued for a universal grammar wired in every child brain. This position was also adopted by Jerry Fodor (1983) who studied the relationship between language and mind and viewed language as a modular process with implications for a theory of language acquisition, especially language acquisition as genetically predetermined. The third interesting theory is called interactionist theory, and states that there is a both a biological and a social aspect to language development. It states that language is developed through a childs desire to communicate his or her thoughts and feelings. The foundation of this view of language acquisition was laid by Vygotsky, a psychologist and social constructivist. Vygotsky argued that social interaction plays an important role in the learning process and proposed the  zone of proximal development  (ZPD) where learners construct the new language through socially mediated interaction. Thisn theory was later adopted by  Jerome Bruner  [2]  who laid the foundations of a model of language development in the context of adult-child interaction. In education, it can be argued that both nature and nurture are responsible for how someone is today. For that reason, the position advocated by Robert Plomin would help to put both empiricism and nativism together for the good of children. Actually, the American Psychologist, Robert Plomin has demonstrated that genetic factors can mediate the link between the environment and person outcomes such as intelligence.   Actually, nowadays, it is commonly accepted that most aspects of a childs development are a product of the interaction of both nurture and nature (Bee, 2004) This means that aspects such as the innate ability of the child which is the inherited aspect of his life, and the environmental factors such as effects of family, peers, schools, neighborhoods, culture, the media, the broader society, and the physical environment. Should be taken into account. Nurture affects childrens development through multiple channels-physically through nutrition and activity; intellectually through informal experiences and formal instruction; socially through adult role models  and peer relationships (McDevitt and Ormrod, 2004: 7). At this point, one can share Ganly (2007) position and argue that à ¢Ã¢â€š ¬Ã‚ ¦ it is hard to completely distinguish between the two ideas. Nature will inevitably affect the classroom performance of a student because a student inherits certain traits that pertain to education. A student inherits the ability to do well in certain subjects and poor in other subjects. A student also inherits the certain psychological traits such as shyness or self confidence. The nature aspect is important as it helps to determine inherited possible disabilities such as reading disability, so giving making teachers proactive and intervene at earlier stages. Educators have therefore to make sure the inner nature of a child is respected, that a child feels wanted and put in a supportive environment to learn. There should be a balance between class time between acquisition activities and learning exercises.  

Thursday, September 19, 2019

Women Crossing Traditional Lines in the Workplace Essay -- American Wo

In 1941, the United States of America was hurled into the morass of the second World War as the war machine began to expand with the needs of manpower, weapons, equipment, ships, tanks, airplanes, and personnel carriers. Trying to meet the demand of a two front war, a great deficit of capable workers became evident; the former housewives and others occupying the ‘pink collar’ jobs in the American workplace stepped up and filled the occupations left vacant by men reporting to the call of patriotism volunteering for positions in the Armed Forces of their beleaguered country. As these women, the ‘Rosie the Riveters’ entered the workplace of the factories producing the desperately material to support the war machine, the working woman began modifying the face of the factories and workplaces traditionally reserved for their men folks. When the men and women won the victory on both fronts by 1945, another more subtle and times a loud war of protest erupted back on the home front, the Rosies were not willing to give up their new found freedoms that earning good wages had brought about. During the fifties and the early sixties and even into the seventies the media of television began an understated campaign to move the women of the workforce back into the home with shows like ‘I Love Lucy’ (1951-7), ‘Father Knows Best’ (1954-1960), 'The Donna Reed Show' (1958-66), 'Make Room for Daddy' (1953-64), 'The George Burns and Gracie Allen Show' (1950-58), 'The Jackie Gleason Show' (1952-59), 'The Adventures of Ozzie & Harriet' (1952-66), 'The Honeymooners'(1955-56) and ‘Bewitched’ (1964-1972), ‘ The Dick Van Dyke Show’ (1961-66), ‘Green Acres’ (1965-1971), ‘I Dream Of Jeannie ‘ (1965-1970), and ‘Leave It To Beaver’ (1957-1963) . All of th... ...just have not received any of the recognition they have so meritoriously earned throughout the ages. Works Cited Franklin, Benjamin, The Works of Benjamin Franklin, Jared Sparks, editor (Boston: Tappan, Whittemore, and Mason, 1837), Vol. V, p. 162, from â€Å"A Comparison of the Conduct of the Ancient Jews and of the Anti-Federalists in the United States of America.† MacLean, Nancy. The American Women's Movement, 1945-2000 A Brief History with Documents. Boston: Bedford/St. Martin's, 2009. Martin, Molly. Hard-Hatted Women. Seattle: Seal press, 1988. Niemann, Linda & Bertucci, Lina. Railroad Voices. Stanford: Stanford University Press, 1998. Solomon, James A. Crossing Traditional Lines in the Work Place. Primary Source Analysis, Sevierville: Self, 2013. http://www.aoltv.com/2009/10/27/feature-page-10-1-best-50s-tv-shows/ http://classic-tv.com/60s-shows/

Wednesday, September 18, 2019

The Most Suitable Material for a Backpackers Towel :: Backpacking Towels Essays

The Most Suitable Material for a Backpacker's Towel Chemistry: Data Analysis for the most suitable material for a backpacker’s towel. Method ====== In groups, we tested three different types of material (named pale blue, dark blue and brown) to find out which one would be more suitable as a backpacker’s towel. The criteria that would make a good backpacker’s towel would be aspects such as a low density, high absorpancy, rapid drying etc. We weighed the fabric before wetting it and weighing it again. We then hung it on some suspended string and let a rotating fan dry them for fifteen minutes. After this time was up, we weighed the materials again in order to work out the drying rate, the absorpancy and the amount of water lost. We then recorded our results in a table (displayed further on) and analysed these to come to a conclusion. The formulas I used were as follows: Absorbency – wet towel mass – dry towel mass/dry towel mass Water Lost – Wet mass – Dry mass Drying Rate – (Water Lost/Time [15]) x 60 to give [g/hr] Density – Mass Dry/Area to give [g/cm squared] Interpretation ============== Part of the criteria that adds to what makes a backpacker’s towel is a high absorbency. The graph shows that the Pale Blue fabric had the highest absorbency and no anomalies, indicating accurate results. The least absorbent fabric is the brown. The Pale blue fabric absorbency ranges from 2.1 to 4.2. The Dark Blue fabric’s absorbency ranges from 1.7 to 3.2 with one higher anomaly and the brown fabric’s absorbency ranges from 1 to 2.9, with one higher anomaly. What also makes a good backpacker’s towel is rapid drying, i.e. a high drying rate. The fabric with the highest drying rate is, again, the pale blue one. The ranges I have devised on both graphs do not include the anomalies, and I will go further into this in my evaluation. The pale blue data for drying rate shows a very high anomaly and a very low one, with the data taken into consideration ranging from 14 to 52.5. The Dark Blue fabric ranges from 12.5 to 39.5, with two higher anomalies and the brown fabric ranges from 18.5 to 42.5 with 1 anomaly. To summarise, the brown fabric had the lowest absorbency, then the dark blue and then the pale blue. The dark blue fabric had the lowest drying rate, then the brown fabric and then the pale blue fabric. To conclude, the pale blue fabric was identified, from interpreting my graphs, as the best fabric for a backpacker’s towel, so at this point the pale blue fabric would probably be better that the dark blue and

Tuesday, September 17, 2019

Helpful Hypnotism :: Short Stories Hypnosis Court Papers

Helpful Hypnotism I sat in amazement as the opposing lawyer went into a lecture about hypnosis. He was obviously very informed in the area and had a lot to say. All the members of the jury followed the lawyer back and forth with their eyes as he spoke his final words. Hypnotism is what I had based my entire defense on for the last month and now this scrub lawyer was schooling everybody in the courtroom. â€Å"What is the first thing you think about when you hear the word hypnosis? For most people it’s the crazy genie with a watch swinging back and forth in someone’s face, controlling their every action, and making them do things they normally wouldn’t. But this is far from the truth of what real hypnotism is. Hypnosis is a well-accepted method of alternative medicine (Alman). â€Å"Many psychologists and other doctors study and use hypnotherapy with their patients. This type of hypnosis is completely different than the one with the genie holding absolute power. In fact, there are many misconceptions about this type of hypnosis. Yes, there is a hypnotist that talks to a subject in a soft voice and says things to get a number of different reactions. But any person in their right mind wouldn’t run around bucking like a chicken and not know what is going on. Things like being unaware under hypnosis or the only one who can take you out of a trance is the one who put you in are not true. Truth is that many times people are more fully aware under a trance and anyone including yourself can get you out (Brenman 55). In fact many doctors don’t use the word trance when describing the relaxed state because the person is so aware. They feel that the word trance implies a different mind level or mental lapse and sends out the wrong idea to peop le who don‘t know the subject (Brenman 55). The lawyer paused for effect and took a sip of his drink. I went through a scenario in my head of me getting up and crow-hopping him in the jaw. The cocky bastard continued†¦ â€Å"To be hypnotized a person is often told to close their eyes to reduce distractions.

Monday, September 16, 2019

Deception Point Page 21

Tolland groaned. â€Å"Now he's showing off. What Corky means is that we can prove a rock is a meteorite simply by measuring its chemical content.† â€Å"Hey, ocean boy!† Corky chided. â€Å"Let's leave the science to the scientists, shall we?† He immediately turned back to Rachel. â€Å"In earth rocks, the mineral nickel occurs in either extremely high percentages or extremely low; nothing in the middle. In meteorites, though, the nickel content falls within a midrange set of values. Therefore, if we analyze a sample and find the nickel content reflects a midrange value, we can guarantee beyond the shadow of a doubt that the sample is a meteorite.† Rachel felt exasperated. â€Å"Okay, gentlemen, fusion crusts, chondrules, midrange nickel contents, all of which prove it's from space. I get the picture.† She laid the sample back on Corky's table. â€Å"But why am I here?† Corky heaved a portentous sigh. â€Å"You want to see a sample of the meteorite NASA found in the ice underneath us?† Before I die here, please. This time Corky reached in his breast pocket and produced a small, disk-shaped piece of stone. The slice of rock was shaped like an audio CD, about half an inch thick, and appeared to be similar in composition to the stony meteorite she had just seen. â€Å"This is a slice of a core sample that we drilled yesterday.† Corky handed the disk to Rachel. The appearance certainly was not earth-shattering. It was an orangish-white, heavy rock. Part of the rim was charred and black, apparently a segment of the meteorite's outer skin. â€Å"I see the fusion crust,† she said. Corky nodded. â€Å"Yeah, this sample was taken from near the outside of the meteorite, so it still has some crust on it.† Rachel tilted the disk in the light and spotted the tiny metallic globules. â€Å"And I see the chondrules.† â€Å"Good,† Corky said, his voice tense with excitement. â€Å"And I can tell you from having run this thing through a petrographic polarizing microscope that its nickel content is midrange-nothing like a terrestrial rock. Congratulations, you've now successfully confirmed the rock in your hand came from space.† Rachel looked up, confused. â€Å"Dr. Marlinson, it's a meteorite. It's supposed to come from space. Am I missing something here?† Corky and Tolland exchanged knowing looks. Tolland put a hand on Rachel's shoulder and whispered, â€Å"Flip it over.† Rachel turned the disk over so she could see the other side. It took only an instant for her brain to process what she was looking at. Then the truth hit her like a truck. Impossible! she gasped, and yet as she stared at the rock she realized her definition of â€Å"impossible† had just changed forever. Embedded in the stone was a form that in an earth specimen might be considered commonplace, and yet in a meteorite was utterly inconceivable. â€Å"It's†¦ † Rachel stammered, almost unable to speak the word. â€Å"It's†¦ a bug! This meteorite contains the fossil of a bug!† Both Tolland and Corky were beaming. â€Å"Welcome aboard,† Corky said. The torrent of emotions that gripped Rachel left her momentarily mute, and yet even in her bewilderment, she could clearly see that this fossil, beyond question, had once been a living biological organism. The petrified impression was about three inches long and looked to be the underside of some kind of huge beetle or crawling insect. Seven pairs of hinged legs were clustered beneath a protective outer shell, which seemed to be segmented in plates like that of an armadillo. Rachel felt dizzy. â€Å"An insect from space†¦ â€Å" â€Å"It's an isopod,† Corky said. â€Å"Insects have three pairs of legs, not seven.† Rachel did not even hear him. Her head was spinning as she studied the fossil before her. â€Å"You can clearly see,† Corky said, â€Å"that the dorsal shell is segmented in plates like a terrestrial pill bug, and yet the two prominent tail-like appendages differentiate it as something closer to a louse.† Rachel's mind had already tuned Corky out. The classification of the species was totally irrelevant. The puzzle pieces now came crashing into place-the President's secrecy, the NASA excitement†¦ There is a fossil in this meteorite! Not just a speck of bacteria or microbes, but an advanced life-form! Proof of life elsewhere in the universe! 23 Ten minutes into the CNN debate, Senator Sexton wondered how he could have been worried at all. Marjorie Tench was grossly overestimated as an opponent. Despite the senior adviser's reputation for ruthless sagacity, she was turning out to be more of a sacrificial lamb than a worthy opponent. Granted, early in the conversation Tench had grabbed the upper hand by hammering the senator's prolife platform as biased against women, but then, just as it seemed Tench was tightening her grip, she'd made a careless mistake. While questioning how the senator expected to fund educational improvements without raising taxes, Tench made a snide allusion to Sexton's constant scapegoating of NASA. Although NASA was a topic Sexton definitely intended to address toward the end of the discussion, Marjorie Tench had opened the door early. Idiot! â€Å"Speaking of NASA,† Sexton segued casually. â€Å"Can you comment on the rumors I keep hearing that NASA has suffered another recent failure?† Marjorie Tench did not flinch. â€Å"I'm afraid I have not heard that rumor.† Her cigarette voice was like sandpaper. â€Å"So, no comment?† â€Å"I'm afraid not.† Sexton gloated. In the world of media sound bites, â€Å"no comment† translated loosely to â€Å"guilty as charged.† â€Å"I see,† Sexton said. â€Å"And how about the rumors of a secret, emergency meeting between the President and the administrator of NASA?† This time Tench looked surprised. â€Å"I'm not sure what meeting you're referring to. The President takes many meetings.† â€Å"Of course, he does.† Sexton decided to go straight at her. â€Å"Ms. Tench, you are a great supporter of the space agency, is that right?† Tench sighed, sounding tired of Sexton's pet issue. â€Å"I believe in the importance of preserving America's technological edge-be that military, industry, intelligence, telecommunications. NASA is certainly part of that vision. Yes.† In the production booth, Sexton could see Gabrielle's eyes telling him to back off, but Sexton could taste blood. â€Å"I'm curious, ma'am, is it your influence behind the President's continued support of this obviously ailing agency?† Tench shook her head. â€Å"No. The President is also a staunch believer in NASA. He makes his own decisions.† Sexton could not believe his ears. He had just given Marjorie Tench a chance to partially exonerate the President by personally accepting some of the blame for NASA funding. Instead, Tench had thrown it right back at the President. The President makes his own decisions. It seemed Tench was already trying to distance herself from a campaign in trouble. No big surprise. After all, when the dust settled, Marjorie Tench would be looking for a job. Over the next few minutes, Sexton and Tench parried. Tench made some weak attempts to change the subject, while Sexton kept pressing her on the NASA budget. â€Å"Senator,† Tench argued, â€Å"you want to cut NASA's budget, but do you have any idea how many high-tech jobs will be lost?† Sexton almost laughed in the woman's face. This gal is considered the smartest mind in Washington? Tench obviously had something to learn about the demographics of this country. High-tech jobs were inconsequential in comparison to the huge numbers of hardworking blue-collar Americans. Sexton pounced. â€Å"We're talking about billions in savings here, Marjorie, and if the result is that a bunch of NASA scientists have to get in their BMWs and take their marketable skills elsewhere, then so be it. I'm committed to being tough on spending.†

Common Elements of Eastern Religion Essay

Many religions of the world have eight elements in common. The elements are a belief system, community, central myths, ritual, ethics, characteristic emotional experiences, material expression, and sacredness. These elements help shape religions and the people who believe in them. In this paper I discuss how these elements are similar or how they differ in each of a few of indigenous religions. Unique in their own way there are numerous religious traditions, some of the religion traditions include: Buddhism – this is a means of existing based on the experience of Siddhartha Gautama, Christianity – earth’s largest belief, foundation of Jesus Christ teachings, Hinduism – collection of faiths, embedded in the religious thoughts of India. Islam – discovered by the Prophet Muhammad. These religious traditions along with numerous others vary from each other, but they serve the same purpose. A relationship with the divine is essential in all beliefs of religion without communication and connection with the divine, the challenges, tribulations and experiences encountered daily becomes difficult to handle because the testing of his or her faith and being disobedient to the word of God. The relationship as well as the fellowship with the divine helps him or her to walk in the light and to live in total honesty toward God as well as with each other, without the consistent relationship and fellowship it causes he or she to be out of character and have broken fellowship with the divine. Sacred time is the â€Å"time of eternity† (Molloy, 2010, p. 43). The schedule or activities that he or she encounters daily is determine by the effective use of the clock throughout our lives. Within the religious sector sacred time for numerous religions is valued in different ways. Sacred time allows the believer to come in contact with his or her thought of being set apart. Religion provides an individual the sense of purpose for living and security. The belief in a higher power provides comfort to a human. The knowledge of how we began tells us the reason why we are here and where we are going. This knowledge or awareness is often the driving force behind the  belief of one God, a supreme being, or some call it the sacred. Let us have a look at Christianity and its teachings, and how the Christians are organized. During this process one will see the relationship between Christianity and other religions. The origin of each of the tales in these special books is determined to have begun with a prophet who communicated directly with God. Some of the stories appear to have a mythical origin. For example, in the Bible, Jesus (May peace and blessings be upon him) is believed to have died and risen from the dead again. References Molloy, M.. (2010). Experiencing the world’s religions: Traditions, challenge, and change. Retrieved from Molloy, M., REL/133 website.